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If your information is exposed or stolen in a data breach, it can end up on the dark web where it can be sold for as little as 10 cents.

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  • Up to $1.05M Reimbursement for identity theft, with up to $25K for Stolen Funds†††
  • Up to $1.2M Reimbursement for identity theft, with up to $100K for Stolen Funds†††
  • Up to $3M Reimbursement for identity theft, with up to $1M for Stolen Funds†††
  • Up to $1.05M Reimbursement for identity theft, with up to $25K for Stolen Funds††† for each adult
  • Up to $1.2M Reimbursement for identity theft, with up to $100K for Stolen Funds††† for each adult
  • Up to $3M Reimbursement for identity theft, with up to $1M for Stolen Funds††† for each adult
  • Up to $1.05M Reimbursement for identity theft, with up to $25K for Stolen Funds††† for each adult
  • Up to $1.2M Reimbursement for identity theft, with up to $100K for Stolen Funds††† for each adult
  • Up to $3M Reimbursement for identity theft, with up to $1M for Stolen Funds††† for each adult
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  • Recurring and Unusual Charge Alerts
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Chase check fraud—breaking down the "Chase money glitch"

A recent incident, dubbed the “Chase money glitch,” sparked concerns among Chase customers and went viral on TikTok. This trending topic highlights just how vulnerable our financial systems can be to fraud—and why it’s more important than ever to protect your personal finances.

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Chase ATM "glitch" overview and what it teaches us

The Chase check fraud incident began as a viral TikTok trend, where users claimed they had discovered a way to exploit ATMs for free cash using fraudulent checks. While the trend seemed like an internet hoax to some, the consequences were very real for unsuspecting Chase customers. Fraudsters used bad checks to withdraw funds that didn’t exist, leaving their accounts with a negative balance and the bank scrambling to cover the financial damage.

This bank scam reportedly resulted in significant losses for the bank before the fraudulent activity was caught. The incident exposed how online misinformation can exacerbate vulnerabilities in banking systems, underscoring the importance of strong fraud detection and consumer vigilance.

How to protect your checks from fraud

To help protect yourself from check fraud and identity theft, consider the following precautions:

  • Securely mail checks: Use tamper-proof envelopes and drop your checks off directly at the post office rather than leaving them in your mailbox. Criminals often target residential mailboxes to intercept checks.
  • Monitor bank activity regularly: Set up alerts for transactions and review your bank statements frequently. Quick detection can limit the damage from fraudulent activity.
  • Use high-security checks: Opt for checks with added features such as watermarks, microprint text, and heat-sensitive ink. These enhancements make it harder for fraudsters to replicate or alter your checks.

If you notice suspicious transactions, act immediately. Report the activity to your bank and consider contacting an identity theft protection service to safeguard your financial accounts and personal information.

Ensure your financial security

Services like LifeLock offer advanced identity monitoring and restoration services, helping you regain control in case of identity fraud.

Protect what’s yours with LifeLock Advanced

Your identity is one of your most valuable assets. LifeLock helps you monitor threats to your personal information and provides a dedicated restoration specialist to assist in cases of fraud. Don’t wait—secure your financial future today.

Editors’ note: Our articles provide educational information about identity theft, scams, financial fraud, and other topics that can put your identity or personal accounts at risk. LifeLock offerings may not cover or protect against every type of crime, fraud, scam, or threat we write about. For more details about how we write, review, and update our articles, see our Editorial Policy.

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